Treasure Division: A Case Study From Northumbria

This scene takes place between part 2 and part 3 of “Terror in the Tower.”


Background

The session began with the PCs back in the village of Lakesend, in between forays to the ruined temple of Pholtus. At some point, the PCs had an interesting discussion on treasure division, and I, as DM, played the various NPCs in the party. It was an interesting rebirth of an age-old dilemma, namely ‘How should treasure be divided?’ I submit that by letting players grab whatever they want without forcing them to think, you miss some good role-playing opportunities.

Cast of Characters

Most party members are part of one large extended family—the noble Beckett family. A few are retainers.

Granny Beckett: Witch, eccentric matriarch of the family
Jade Cormallen: Half-elf ranger, distant relative to most
Lord Roger Beckett: Ranger, new family head
Acolyte Denston Beckett: Cleric of Pholtus, grumpy and dour
Daniel Beckett: Assassin, passionate and protective
Sir Callum Beckett: Cavalier, burly and jovial
Sir William Beckett: Cavalier, sarcastic and brave
Brother Lewie: Cleric of St. Cuthbert, erratic but insightful
Sven Ragnarsson: Barbarian, bastard of Granny, Bjorn’s twin
Bjorn Ragnarsson: Barbarian, bastard of Granny, Sven’s twin
Brother Liam: Cleric of St. Cuthbert, comrade of Brother Lewie
Sir Raynard: Cavalier, handsome and witty
Raymond: NPC (Fighter 1), stoic and responsible
Owen: NPC (Ranger 1), introverted and self-sufficient
Kieran: NPC (Magic User 1), gentle and intelligent
Sergeant Blaine: NPC Fighter, porter to the Beckett family
Dagis: NPC (Fighter 0), new squire to Sir Callum

Narrative

Day 25, Eighth Moon

That evening after supper, the family casually discussed treasure division. Here are some bits of the conversation:

KIERAN BECKETT: “We are a family, and we have always worked as a team. Some of us perform very basic and very boring duties so that others are free to perform tasks for Lord Balin or to further the family’s interests. Owen has led a few of our kin on hunting expeditions almost every single day. Elwood and I have been gathering food, fishing, and caring for the shepherd’s sheep every single day—part of our agreement with Lord Balin. Since we share duties—exciting or otherwise—perhaps we should share spoils to some degree. Personally, I am less concerned with spending money than I am with restoring our family’s wealth by discovering the secret to those Cimbrian blades that we captured. Perhaps, each time we come into some wealth, we can put a very small percentage aside for those efforts? There is so much that I need to purchase or to acquire for proper research.”

SERGEANT BLAINE FORESTER (from his sick bed): “The Becketts will always have my loyalty and my halberd. I need no fancy trinkets, but some coin to buy a beer each day would be welcome. That is all. I used to serve for pay when you had your estate. Of course, when we were displaced, I did not expect you to pay me a wage. Now that we are coming into some coin though, perhaps a few coins each month would be possible. It is a small matter at the end of the day though.”

OWEN BECKETT: “Granny has kept us all on our feet more times than we can count. All those herbs and strange concoctions must cost something. Something tells me that we shall need her services many times in the future. It might be wise to take a small percentage of whatever we gain and put it towards restocking her stash of elixirs and such. Elwood and I could probably find all of her herbs for free, but feeding the family every day has consumed all of our time and energy. I am exhausted, by the way.”

RAYMOND BECKETT: “Along similar lines, it would not hurt to make small regular donations to both the Temple of St. Cuthbert, here in the village, and the shrine in the Keep. Sooner or later, we may need more than Granny’s healing, and the clerics will have to ask themselves why they should help us. Sure, Brother Lewie has connections with the curate and Brother Liam has ties to the vicar, but do not forget that we are newcomers here. They barely know us, and they are preparing for a major siege. Healing us with anything beyond minor salves and poultices may not be very high on their priority list.”

ACOLYTE DENSTON BECKETT: “From experience, I do not expect you heathens to worship the one true God (Pholtus), but it is only fitting that you allot me the same amount of coin that you dedicate to your temple or shrine. I must have something to donate on our behalf.”

DAGIS: “I require no coins. Sir Callum… and you all… have provided me with meals; a warm, dry place to sleep; and protection; as well as some armor and a weapon. I need little else.”

SIR RAYNARD BECKETT (throwing a handful of walnuts at Dagis): “That’s because you are a squire! We are supposed to provide for you, and you are supposed to be poor until you make something of yourself some day… maybe… if you live. The rest of us are not squires. I’m not greedy, but I like gold as much as the next man. I shall happily accompany or lead the next expedition. I need a break from hunting anyway. As a sport, it is good fun. As an occupation, it is drudgery.”

KENRICK THE KENNELMAN: “I have felt rather useless as a kennelman since we lost our pack of hounds back home. On your advice, I found employment with Lord Balin, assisting his kennelman and caring for his hounds. I need little else, but I agree with Blaine that a few silver moons to buy a drink would be nice. As much as my employer treats me well, I am still your man as long as you would have me. Say the word and I shall return to your active service.”

FINN THE FARRIER: “I too am working each day for Lord Balin, on your orders. Though I sought employment with the armorer, seeking to learn some of his trade, they had need of my skills with horses so I work each day in the baronial stables. There is no pay, but I have shelter, food, and drink. They even offered me permanent employment, but I told them that I remain in the service of the Becketts. A wage of some sort would be nice though. I leave the details to you.”

MARIN THE PILOT: “I will take whatever you give me. I am grateful that you tried to save my pa. For that, you have my service. As long as I have food, drink, a place to sleep, and some protection, I am yours. I never had no armor or more than a staff or sling, but I get by just fine. I can ferry your anywhere on the lake, run errands, and find out many things from the locals. I am a decent cook too.”

ELWOOD BECKETT: “I have been talking with some of the locals, and I heard of a few people that live together in the forest, sharing all of their food, clothing, and equipment. Each person contributes what he can, depending on his skills, and takes whatever he really needs. When they get donations or gifts from new members, they divide it equally among them all. When they need coin for something, they all decide what to do.”

RAYNARD BECKETT (throwing walnuts at Elwood this time): “Like that would ever work. Be quiet.”

KIERAN BECKETT: “My good cousin is correct in that we cannot go leaderless. The idea of equality is silly, but we might learn something useful from even these strange forest denizens.”

RAYNARD BECKETT (picking up more walnuts): “Forest what?”

KIERAN BECKETT (his hands raised to shield his face): “People that live in the forest, cousin. We could learn even from them. We might take a small percentage of each windfall and divide that equally so that all have at least a few coppers to spend in the village. In this village, we may need to make it a few silvers, as everything is so overpriced. With a small percentage going to spending money and a small percentage going to research, Lord Roger could divide the rest as he sees fit, paying for training, buying supplies, or awarding more coin to those that deserve it most. ”

Sir Raynard put down his handful of walnuts, but discussion continued for some time…

GRANNY: “While we have just come into considerable coin it has been spent on debt and training. We are barely out of the red. Though once the family is once again profiting, the whole family will profit as well as those who have served us and become as family in our darkest hour. No one’s loyalty will go unrewarded. As for tithing to the churches, the gods are always generous, but their clergy still needs to eat. We will remember them as well once the income we are receiving exceeds the debts we are incurring. The family will prosper again, our reputation will shine once more, we will be restored.”

JADE (playing with her arrows): “As much as I like gold in my pocket, I agree to share the wealth. Our debt is still there, but we have paid off a large portion of it already. Training should be a focus. Plus, I am quite curious to see how the rest of you handle a battlefield.”

BJORN: “I share the coin, but never the glory! The glory and accolades belong to me! Okay, maybe me and Sven. Yeah, the glory all belong to me and Sven! Well… and some of the good weapons and armor. Okay… All the glory belongs to me and Sven and some good weapons and armor! Oh… and some coin for new boat. Okay…  All the glory belongs to me and Sven and some good weapons and armor and some coin for new boat. Oh… and the good booze! Okay…  All the glory belong to me and Sven and some good weapons and armor and some coin for new boat and the booze. Oh… never mind! Bjorn share some of the loot. Let us go smash something interesting!”

SVEN: “And pie! I like pie… And maybe some private time with the bear cub that we saved… once she gets older that is. I’m not some sort of a freak you know! We make strong kids!”

Sir Raynard threw a handful of walnuts at the grinning Varangian.

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